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| ('foxbusiness.com/money/5-things-student-loans-can-cannot-pay-for', 47)           | Before you >>>apply for your loan<<< , tally up what you 'll need for the expenses , and use a student loan calculator to estimate your monthly payments .                                                                                                                                                          |
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| ('foxbusiness.com/money/avoid-increasing-student-loan-debt-coronavirus', 33)      | You do n't want to jeopardize your ability to >>>take out federal student loans<<< , which are often more affordable than private student debt .                                                                                                                                                                    |
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| ('foxbusiness.com/money/coronavirus-federal-student-loans-pause-pay-anyway', 11)  | To understand your full range of repayment options , though , it 's important to know >>>what type of loan you have<<< .                                                                                                                                                                                            |
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| ('foxbusiness.com/money/coronavirus-federal-student-loans-pause-pay-anyway', 19)  | If you have >>>private loans or former federal loans<<< that do n't qualify for the CARES Act relief provisions , you can :                                                                                                                                                                                         |
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| ('foxbusiness.com/money/how-coronavirus-impact-college-financial-aid', 15)        | Not only can most students continue receiving financial aid as long as they complete online coursework , but it 's also possible that some will have their >>>financial aid funds increased<<< .                                                                                                                    |
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| ('foxbusiness.com/money/how-to-refinance-student-loans-without-degree', 19)       | Citizens Bank is a lender that will refinance your >>>private or federal student loans<<< even if you do n't finish your degree .                                                                                                                                                                                   |
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| ('foxbusiness.com/money/parent-plus-loans-how-to-refinance', 28)                  | Because the U.S. Department of Education does not offer refinancing , borrowers must refinance Parent PLUS loans through a private lender — and , unlike >>>federal loans , private student loans<<< can not qualify for loan forgiveness or income-based payment , which is something to take into consideration . |
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| ('foxbusiness.com/money/private-student-loans-relief-3-ways', 8)                  | If you 're one of those borrowers and have trouble paying your >>>private student loan<<< as a result of the coronavirus , check out these three options .                                                                                                                                                          |
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| ('foxbusiness.com/money/private-student-loans-what-to-do', 6)                     | Unfortunately , federal loan relief under the CARES act does not extend to borrowers >>>who hold private student loans<<< .                                                                                                                                                                                         |
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| ('foxbusiness.com/money/pros-cons-paying-off-student-loan-early', 9)              | As you manage your student loan payoff plans , it helps to consider the pros and cons of repaying >>>federal student loans or private student loans<<< ahead of schedule .                                                                                                                                          |
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| ('foxbusiness.com/money/recertify-student-loan-income-driven-repayment-plan', 19) | During >>>the application process<<< , you need to provide personal information including your name , address , birth date and Social Security number .                                                                                                                                                             |
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| ('foxbusiness.com/money/some-of-the-best-graduate-student-loans', 149)            | Here 's what the >>>general process<<< looks like for private student loans :                                                                                                                                                                                                                                       |
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| ('foxbusiness.com/money/student-loan-definitions-terms-to-know', 0)               | >>>Federal student loans and private student loans<<< can both help when it comes to paying for college .                                                                                                                                                                                                           |
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| ('foxbusiness.com/money/student-loan-for-community-college', 8)                   | If your community college does not accept federal aid , or if you 've already reached your federal student loan limit , your best bet will likely be to >>>apply for a private loan<<< .                                                                                                                            |
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| ('foxbusiness.com/money/what-happens-student-loans-gap-year-off-college', 6)      | For most student loan borrowers — >>>federal and private<<< — loan payments are deferred until you graduate , leave school for other reasons or drop below half-time enrollment .                                                                                                                                   |
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| ('foxbusiness.com/money/what-is-federally-guaranteed-student-loan', 1)            | Much like Federal Housing Administration ( FHA ) mortgage loans , these were >>>loans offered by private lenders<<< but insured by the federal government — meaning the government would step in and pay off the balance if the student defaulted on their loan .                                                   |
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